Our company is able to place a wide variety of coverages. The following is a list of some of the more common coverages that we have available:

Employment Practices Liability

Insurance to cover wrongful termination, discrimination and similar actions. General Liability policies exclude these claims.

Directors & Officers Liability

Insurance coverage for liability exposures of directors and officers resulting from acts on behalf of company shareholders.

Property

Property Insurance indemnifies an insured party who suffers a financial loss because property has been damaged or destroyed. The Building and Personal Property coverage form is used to insure almost all types of commercial property. The insuring agreement in the Building and Personal Property coverage form promises to pay for direct physical loss or damage to covered property at the premises described in the policy when caused by or resulting from a covered cause of loss.

Workers Compensation

Workers Compensation Insurance obligates the insurer to pay all compensation and other benefits required of the insured by the Workers Compensation Law or occupational disease law of any state listed in the policy.

Inland Marine

Inland Marine Insurance provides coverage for goods in domestic transit, goods of bailees' customers, moveable equipment, and unusual property.

Builders Risk

Builders Risk or Course of Construction Insurance provides coverage for building materials while the building is being constructed. Policies of this type are usually purchased by the owner of the building, but may also be required of the general contractor, depending on the construction contract.

Business Auto

Business Auto Insurance is broken down into different parts, including: Liability, to cover sums you are obligated to pay because of bodily injury or property damage arising out of your automobile operations; Physical Damage (Comp. & Collision), for damage to a covered auto of the insured; and Uninsured Motorists.